Terms of Service

Last updated: June 6, 2026

Table of contents
1. Acceptance of terms2. Registration and account3. Wallet and payments4. Subscriptions5. Referral program6. Intellectual property7. User responsibilities8. Limitation of liability9. Account suspension and deletion10. Changes to terms11. Governing law12. Contact

1. Acceptance of terms

By registering on the lifeisocta platform (hereinafter — the "Platform"), you confirm that you have read and agree to these Terms of Service. If you disagree — do not use the Platform.

2. Registration and account

To use the Platform, you must create an account with a valid email address. You are responsible for keeping your password secure and for all actions performed under your account. One account provides access to all ecosystem apps.

3. Wallet and payments

The unified wallet allows you to pay for services in all apps. Top-ups are processed through supported payment systems. Wallet funds are not refundable, except as required by applicable law.

4. Subscriptions

Subscriptions are purchased separately for each app. Terms, pricing, and features may change. We will notify you of changes in advance. Cancellation takes effect at the end of the paid period.

5. Referral program

Referral program participants receive rewards for referred users as a percentage of their top-ups. Program terms are set by the administration and may change. Abuse (multiple accounts, fraud) will result in suspension.

6. Intellectual property

All rights to the Platform, its design, code, and content belong to lifeisocta. User content created with AI services (texts, resumes, transcriptions) belongs to the user.

7. User responsibilities

The user agrees to: not violate any laws while using the Platform; not create multiple accounts for bonus abuse; not attempt to circumvent technical restrictions; not use AI services to generate prohibited content; respect the rights of other users.

8. Limitation of liability

The Platform is provided "as is". We do not guarantee uninterrupted service and are not liable for: temporary service unavailability; AI model outputs; losses related to Platform use; actions of third parties.

9. Account suspension and deletion

We reserve the right to suspend or delete an account for violations of these Terms. Users may delete their account through settings — data will be removed within 30 days.

10. Changes to terms

We may update these Terms. Continued use of the Platform after publication of changes constitutes acceptance. We will notify you of significant changes by email.

11. Governing law

These Terms are governed by the laws of the Russian Federation. Disputes are resolved through negotiation, and if unsuccessful — in court at the Platform's location.

12. Contact

For questions about Platform use, contact us at: support@lifeisocta.ru

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